Basically i have a rare house with marble kitchen/baths/fireplace, hardwood flrs, 5 bedrooms (2more in bsmt) and 3 baths. There was a house that sold for 0 and when it was appraised it was the highest sale, which means that appraiser who appraised it when above the highest sale in that area somehow by about -20k by adjustments. I want to know how do i find out that appraisers name so they can do an appraisal on my house and maybe i can get 5 since my house is bigger and better, which in tern becomes the highest sale???? I mean there are these "pioneering appraisers" that appraise beyond the markets area sometimes because value is steady increasing, i just want the appraiser who increased it…
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{ 2 comments… read them below or add one }
The agent who has or had it listed might know. We have to use agents to gain access to the property. Mostly though, the appraisal is between lender and the appraiser and no one knows who it is. I am an appraiser and half the time I can’t find out who did one in our area. Finally, an appraisal can be done to establish market value for sale ,but an appraisal for lending purposes is ordered by the lender and not the homeowner. There is a high amount of fraud in this type of relationship and lenders like to bring in their own appraisers.
The sale price of your home is not depended upon the appraisal. The appraisal is to protect the lender not the buyer or the seller. It is so the bank will not be upside down on a loan.
Also be truthful and say i want a whore appraiser. May you find buyers and Realtor and lender as honest as you.
It is honest like this that caused the bubble, i am sure your house will be a lot less if and when it sells, maybe just maybe it is stuff like this is why buyer are not buying anymore.